North Carolina Contributory Negligence · Chapter 6

Moseley v. Hendricks: How North Carolina’s Supreme Court Applied Contributory Negligence in 2025

In August 2025 the Supreme Court of North Carolina threw out an eye-injury claim because the injured man was contributorily negligent as a matter of law. Here is what the Court decided, why, and what it means for your North Carolina claim.

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The Short Answer
In Moseley v. Hendricks (Aug. 22, 2025), the Supreme Court of North Carolina held that a driving-range patron struck in the eye by a golf ball could not recover because the risk was open and obvious and his intoxication and phone distraction showed a failure to exercise ordinary care, so contributory negligence barred the claims as a matter of law. Joshua E. Palmer Law explains what the ruling means for North Carolina injury victims.

Most people first hear about North Carolina’s contributory negligence rule from an adjuster. Moseley v. Hendricks is a chance to hear about it from the state’s highest court instead. The case is not a car crash; it is a golf ball at a municipal driving range. But the reasoning the Court used, about open and obvious dangers, intoxication, and cell-phone distraction, is the reasoning insurance companies now quote in car, truck, motorcycle, and slip-and-fall claims across North Carolina.

This chapter of our North Carolina contributory negligence guide explains what happened, what the Court held, what it did not change, and how to protect a claim in a state where being even slightly at fault can mean recovering nothing. Attorney Joshua E. Palmer trained in North Carolina law at North Carolina Central University School of Law and represents injury victims across the state.

What Happened In Moseley V. Hendricks?

Plaintiff Glenn Moseley sued over eye injuries he sustained when a golf ball hit by defendant Johnny A. Hendricks Jr. struck him at a driving range operated by the City of Wilson. He brought negligence claims against both the golfer and the city. The record showed that when Mr. Moseley became exposed to the flight of Mr. Hendricks’s ball, he was intoxicated and distracted by his cell phone.

The trial court and then the Court of Appeals, in a 2024 decision reported at 292 N.C. App. 258, concluded that his own negligence barred the claims. The Supreme Court of North Carolina agreed to review the case, and on August 22, 2025, in an opinion written by Justice Allen (docket No. 63A24-1), it affirmed. A dissent was filed.

What Did The Supreme Court Of North Carolina Decide?

The Court held that Mr. Moseley was contributorily negligent as a matter of law. Its reasoning rested on the “open and obvious” principle it had applied a year earlier in Cullen v. Logan Developers, 386 N.C. 373 (2024): “The law expects individuals to take reasonable steps to protect themselves from open and obvious risks,” and “a condition is open and obvious if it would be detected by any ordinarily intelligent person using his eyes in an ordinary manner.” The flight of golf balls at a driving range, the Court reasoned, is that kind of risk.

Applying that standard, the Court found that Mr. Moseley’s lack of situational awareness, due at least in part to his intoxication and the distraction from his cell phone, constituted a failure to exercise ordinary care. Because he failed to take reasonable care for his own safety under the circumstances, the Court of Appeals had correctly held that contributory negligence barred his negligence claims against both defendants. The Court restated the settled rule that contributory negligence “arises from the duty that the law imposes on us all to take reasonable care to protect ourselves.”

Mr. Moseley also invoked the last clear chance doctrine, under which a plaintiff’s contributory negligence is not a bar if the defendant had time and opportunity to avoid the injury notwithstanding it. The Court rejected the argument because Mr. Hendricks “did not discover, nor should he have discovered, plaintiff’s position until after he had already hit the ball.” With no opportunity to avoid the harm, there was no last clear chance.

“As a matter of law” means the Court concluded no reasonable jury could find otherwise, so the case ended without a trial on the merits. That is the harshest way the rule can apply, and it is what insurers are pointing to.

Why Does Moseley Matter For Every North Carolina Injury Claim?

Three facts decided the case, and all three show up constantly in ordinary injury claims: an open and obvious hazard, alcohol, and a phone. After Moseley, an adjuster who finds any one of them in your file has a Supreme Court opinion to cite. A driver who had two beers at dinner, a shopper who glanced at a text before stepping on a wet floor, a pedestrian who crossed mid-block while looking at directions, each will be described as a plaintiff who failed to exercise ordinary care for their own safety.

The decision also confirms that the Court’s 2024 open-and-obvious reasoning in Cullen v. Logan Developers, a premises case about an attic hole, applies beyond premises liability. Any activity with a visible risk, from a driving range to a highway shoulder, can be analyzed the same way. In a comparative-fault state that would reduce a recovery. In North Carolina it can end one, which is why the state’s contributory negligence rule, often called the “1% rule” as informal shorthand, remains the center of every claim.

  • Open and obvious: if an ordinarily intelligent person using their eyes would have seen the danger, the law expects you to have avoided it.
  • Intoxication: alcohol or drugs in the injured person’s system is treated as evidence of a failure to exercise ordinary care.
  • Distraction: phone use at the moment of injury is now a headline fact, not a footnote.

How Does Moseley Apply To Car, Truck, And Slip-and-fall Claims?

In a North Carolina car accident claim, expect the other driver’s insurer to request your phone records and ask about alcohol in any recorded statement, then argue that a visible hazard, such as a slowing vehicle, a merging truck, or a stop sign, was open and obvious to you. The same playbook applies in truck accident and motorcycle accident cases, where carriers already lean on rider or driver conduct.

Premises cases are where Moseley and Cullen bite hardest. A North Carolina slip and fall claim now has to answer, from day one, whether the spill, the step, or the hole was something an ordinarily observant person would have seen. The answer often turns on lighting, sight lines, signage, and where a reasonable customer would have been looking, evidence that disappears within days unless someone preserves it.

Claim type The Moseley argument What answers it
Car and truck crashes The hazard was visible; you were distracted or had been drinking Crash report, phone records showing no use, toxicology, event-data-recorder timing, the other driver’s gross negligence
Motorcycle crashes An attentive rider would have seen the turning car Sight-line reconstruction, dash-cam and witness evidence that the driver’s turn gave no time to react
Slip, trip, and fall The spill or step was open and obvious Photos and video of lighting and sight lines, lack of warning signs, where a customer’s attention is reasonably directed
Wrongful death The decedent ignored an obvious danger The same proof, gathered by the family’s lawyer because the person who knows most cannot testify
How insurers use Moseley by claim type, and what answers it

What Did Moseley Not Change?

The decision applied existing law; it did not expand the defense. The burden of proof still sits with the defendant under N.C. Gen. Stat. § 1-139, and the defendant must still show that your negligence was a proximate cause of your injury, not merely that you were imperfect. The last clear chance doctrine still exists; it failed in Moseley on its facts, because the golfer had no chance to see the plaintiff before swinging, not because the Court narrowed it. Gross negligence and willful or wanton conduct by a defendant still defeat contributory negligence under Yancey v. Lea.

The statutory protections are untouched as well. Evidence that you were not wearing a seat belt remains inadmissible under N.C. Gen. Stat. § 20-135.2A(d), a motorcycle helmet violation is still not contributory negligence per se under N.C. Gen. Stat. § 20-140.4, and the rule of sevens still protects children. Every exception on our exceptions to contributory negligence page applied the day before Moseley and applies today.

How Do You Protect A North Carolina Claim After Moseley?

Assume the insurer will look for the three Moseley facts and get ahead of them. Seek medical care immediately so the records document your condition, including sobriety, at the time of the injury. Preserve your own phone records; a log showing no calls or texts in the minutes before a crash is powerful evidence, and it is far better to produce it than to have the other side subpoena it and characterize it. Photograph the scene from your point of view, at the same time of day, so a jury can judge for itself whether the hazard was really open and obvious.

Above all, do not give a recorded statement to the other side’s insurer. “Had you had anything to drink?” and “Were you on your phone?” are not background questions in North Carolina; after Moseley they are the questions the entire denial is built on. Refer the adjuster to your lawyer and let those facts be established by evidence rather than by an unguarded answer.

  • Get medical treatment the same day and follow every recommendation.
  • Save your phone’s call and message logs for the hour around the injury.
  • Photograph sight lines, lighting, and warning signs before anything changes.
  • Identify witnesses who can describe what was and was not visible.
  • Route every insurer contact through your attorney.
Attorney Joshua E. Palmer
About the Author

Joshua E. Palmer

Managing Partner · Joshua E. Palmer, Attorney at Law

Attorney Palmer concentrates in personal injury law and trained in North Carolina law at North Carolina Central University School of Law in Durham. Contributory negligence is the defense he prepares every North Carolina case to defeat, from the first call with an adjuster to the courtroom.

  • J.D., North Carolina Central University School of Law (Durham, NC)
  • Managing Partner, Joshua E. Palmer, Attorney at Law
  • Selected to Super Lawyers Rising Stars, 2026
In Short

Key Takeaways

  • Moseley v. Hendricks (Supreme Court of North Carolina, Aug. 22, 2025) held that an intoxicated, phone-distracted driving-range patron was contributorily negligent as a matter of law because the risk of being hit by a golf ball was open and obvious.
  • The Court applied Cullen v. Logan Developers (2024): the law expects people to protect themselves from open and obvious risks, and a condition is open and obvious if an ordinarily intelligent person using their eyes would detect it.
  • Last clear chance failed only because the golfer never had a chance to discover the plaintiff’s peril; the doctrine itself is intact.
  • The defendant still bears the burden under N.C. Gen. Stat. § 1-139, seat-belt evidence stays inadmissible, and gross negligence still defeats the defense.
  • After Moseley, alcohol, phone use, and visible hazards are the first three things an adjuster looks for; document all three before the insurer does.
  • Joshua E. Palmer, Attorney at Law represents North Carolina injury victims statewide with no fee unless we win.
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Common Questions

Frequently Asked Questions

What is Moseley v. Hendricks about?
A driving-range patron in Wilson, North Carolina, was struck in the eye by another patron’s golf ball and sued the golfer and the city. The Supreme Court of North Carolina held on August 22, 2025 that the plaintiff, who was intoxicated and distracted by his cell phone, was contributorily negligent as a matter of law because the risk was open and obvious, so his negligence claims were barred.
Did Moseley v. Hendricks change North Carolina’s contributory negligence law?
No. It applied the existing rule and the open-and-obvious principle from Cullen v. Logan Developers (2024). The defendant’s burden under N.C. Gen. Stat. § 1-139, the last clear chance doctrine, the gross negligence exception, and the statutory seat-belt and helmet protections are all unchanged.
Why was the last clear chance doctrine rejected in Moseley?
Because the golfer did not discover, and could not reasonably have discovered, the plaintiff’s position until after he had already hit the ball. Last clear chance requires that the defendant knew or should have known of the plaintiff’s peril and then had time and means to avoid the harm; without that opportunity, the doctrine does not apply.
Does Moseley mean I lose if I had been drinking before my accident?
Not automatically. The insurer must still prove that your impairment was negligent and was a proximate cause of your injury. If the other driver was grossly negligent, for example drunk, racing, or grossly speeding, your ordinary negligence is not a bar. But alcohol in your system will be the insurer’s lead argument, so the evidence on causation needs to be gathered right away.
Does Moseley apply to car accidents or only to premises cases?
The open-and-obvious reasoning is general. It came from a premises case, Cullen, and was applied in Moseley to a recreational activity. Insurers cite it in car, truck, motorcycle, pedestrian, and slip-and-fall claims wherever they can describe the hazard as visible and the injured person as inattentive.
Was the Moseley decision unanimous?
No. The majority opinion was written by Justice Allen and a dissent was filed. The majority’s holding is the controlling law in North Carolina.
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Each case is different. Any results, settlement figures, or benefit amounts described on this page depend on the specific facts of that case and do not guarantee or predict a similar outcome in yours. Statutes and benefit rates cited are current as of September 2026; confirm current law with an attorney before relying on it.

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